So I was in Monterey Bay in California this last fall, and as I was walking along the pier, came across the following sign painted on the path in front of me. I had to stop and take a second look, as I wasn’t really sure I understood what the sign was for. And yes, […]
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At AIS Solutions, part of what we always are trying to do is help business owners understand their financial statements. I’ve always felt very strongly about how fundamental sound financials are for running a business, as they don’t only help you to understand the past, but predict and plan for the future. I often sit […]
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This week, the federal government released the 2014 federal budget, and businesses across the country are wondering how it will impact them. I’ve never been a big follower of the budget in the past, until I became a business owner. Now, I’m on several subscription feeds to give me an analysis of what the budget […]
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This last weekend was the first one in a while that we’ve had some nice weather, and where I’ve had a non-working weekend. I spent most of it either in the greenhouses around town or in my backyard planting what I bought and tending my perennials. I do love gardening although my definition of gardening […]
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Everywhere you look in the media recently you can’t help but read or hear about the London 2012 Olympics. Amazing records being set, unbelievable success stories, and of course incredible stories of heartbreak. As I’ve been watching the Olympics over the last 10 days I’ve been struck as to how many similarities exist between these […]
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Disability Insurance Top 10 List Your spouse could go to work or get a second job to replace your income. It is easy to get a job these days. Your kids could help by getting a paper route, working at a fast food restaurant or both. Your mortgage holder or landlord will understand that you […]
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You know how valuable your key employees are to you, and the role they play in both the day-to-day operation and the long-term viability of your enterprise. The illness or death of one of your most important staff is not only a loss in terms of talent, but it could add up to lost revenues […]
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Segregated funds offer all the benefits of mutual fund investing – professional management, liquidity and diversification – and the added peace of mind of the potential for creditor protection. If you are a small business owner, or face personal liability in business, segregated funds may be for you. Risky Business – Safeguarding Assets Many small [...]
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For many “wanna be” small business owners, working from a home office is often a factor in their decision to start their own business. Low overhead, more freedom, even may be staying in their pyjamas all day! But for many of us who have been operating a home-based business for a while, we know that [...]
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Getting sick isn’t something most of us think about. . . until an unplanned illness strikes like cancer or a heart attack. Today, thanks to medical advances and healthier living, we recover and get on with life. Fortunately we recover, but the business may not, UNLESS. the business owner had a critical illness insurance policy [...]
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